Rx Savings Plan
The RxSavings Plan is designed for individuals who do not currently have prescription drug coverage and would like to lower their prescription costs. Save an average of 24 percent off brand-name and generic prescription medications.
Savings are available to all ages - and membership is free!
Frequently Asked Questions
Yes, you can use your Caremark prescription drug discount card anytime you need to purchase a prescription that is not covered by your Medicare prescription plan or any other insurance.
No. Only use your Caremark prescription drug discount card to purchase non-covered medications.
No. You need to present either your Medicare prescription plan card or your Caremark prescription drug discount card. Only use your Caremark prescription drug discount card when purchasing medications not covered by your Medicare prescription plan.
Yes, you can continue to use your Caremark prescription drug discount card just as you do today.
You can sign-up for the plan on this site or by calling 1-800-238-2623.
There is no cost to become a member of the RxSavings Plan.
Anyone, regardless of age, is eligible to receive savings on any prescription when using this card.
Anyone may use the program while they are in the United States.
We recommend having separate cards for each family member because it will help us monitor prescription drug safety issues for each individual.
Yes, you can start saving immediately. Present your card to your pharmacist when you fill your prescriptions.
Call our customer service hotline at 1-800-238-2623.
Yes. The card is accepted by your pharmacy’s mail order facility. Contact your pharmacy for more details.
The RxSavings Plan is not an insurance plan. This plan is a discount prescription program that has no membership fee. Upon presenting the RxSavings Plan card to the pharmacist a discount is taken off the cash price of the prescription and you pay the discounted price. The card provides immediate discounts at the pharmacy for all members of your family. There are no claim forms and no limit to the number of times you can use the card.
Standard prescription benefit plans are usually only available through a group (such as your employer) and cover a percentage of your prescription needs. The RxSavings Plan card is available to anyone. It cannot be used in conjunction with HMOs, co-pay prescription cards or managed care programs. However, if you are using prescription drugs that are not covered by these plans, you may be able to use your RxSavings Plan card to receive discounts on your out-of-pocket expenses.
The card is free and can be obtained by calling 1-800-238-2623 or sign-up for the plan through Caremark.com.
The RxSavings Plan card cannot be used in conjunction with HMOs, co-pay prescription cards or managed care programs. However, if you are using prescription drugs that are not covered by these plans you may be able to use your RxSavings Plan card on specific prescription drugs not covered.
Pharmacy and Pricing Questions
The card is accepted at more than 65,000 pharmacies nationwide, including all of the leading chains. You can call your local pharmacy to ask if they accept the card or you can search for a pharmacy through our participating pharmacy list.
Yes. The card is accepted by your pharmacy’s mail order facility. Contact your pharmacy for more details.
The amount of savings does vary, as do prices at any given pharmacy. Generally, you will save an average of 24 percent on prescription drugs. Present your card to the pharmacist along with your prescription and you will receive a specific price quote.
Yes. You will receive the best price available to you at the pharmacy. On occasion, pharmacies will price a particular medication lower than the discount rate provided by the card. If that occurs, you will receive the lower price.
Because prices can vary by location, only the actual pharmacy can tell you the exact price of the prescription. Present your card to the pharmacist along with your prescription and you will receive a specific price quote.
It was determined at the pharmacy that the price for that specific prescription, on that specific day, was better than the discounted price offered with card use. Either way, you, the cardholder, always get the best price possible from the pharmacy handling your prescription order.
Prescription drug prices are different from pharmacy to pharmacy. Even chains have different prices in their stores depending on the population they are servicing. Additionally, prices of prescription drugs from the manufacturers change periodically.
The pharmacist may have misunderstood the program you are using. There are cash-type programs that reimburse later, but those are funded plans. As a consumer card user, the member is responsible for 100% of the cost (less discount) at the point of sale. It is also possible that the pharmacy decided to no longer participate in the RxSavings Plan. With thousands of pharmacies in the program, there is always a chance of some change.
The pharmacist may have misunderstood the program you are using. There are cash-type programs that require paper submission. As long as you present your card, every time you visit the pharmacy, then the pharmacist will process the claim and paper will not be required. There are no paper claim transactions under this program.
Pharmacies typically allow one type of discount per visit. The pharmacist will run your Caremark card and determine which price is better for you, the customer. Either way, you always get the best price possible by showing your RxSavings Plan card.
The card covers the entire family, but you may want to get separate cards for each family member. If this scenario occurs, please ask the pharmacist to run the card again.
First, please accept our apology. Each pharmacy in our network has a contract with Caremark. It is possible that the person you spoke with either made a mistake, or was unaware of this network. It is also possible that the pharmacy decided to no longer participate in the RxSavings Plan. With thousands of pharmacies in the program, there is always a chance of some change.
Please call Caremark at 1-800-238-2623. We'll be happy to contact the provider for you and straighten out the problem or provide a pharmacy close to you that accepts the RxSavings Plan.
The pharmacist may not have run the card correctly. Depending on the information they have in their system, they may think you are already a member and utilize your old information. This is why it is important to present your card every time and see to it the pharmacist runs it appropriately.
If you have a problem or question that is not covered here, please call Caremark at 1-800-ADVANCE (1-800-238-2623).
No, always present your RxSavingsPlus card at a participating pharmacy, including Wal-Mart, so you will receive the lowest price available from the pharmacy for that prescription medication on that day. You will receive the $4 price at Wal-Mart, when applicable, and the RxSavingsPlus discounted price when it is lower.
Yes, always present your RxSavingsPlus card when buying prescriptions not covered by a prescription drug benefit plan. For generic medication on the Wal-Mart list, you will pay either $4 or the RxSavingsPlus price, whichever is lower.
No, when presenting your RxSavingsPlus card, you will receive either the pharmacy’s regular price for the prescription medication or the RxSavingsPlus discounted price, whichever is lower. If Wal-Mart’s $4 price for select generics is lower than the RxSavingsPlus price, you will pay $4. With the RxSavingsPlus card, you will receive the best price available for your prescription medication on that day from that pharmacy.
This is NOT insurance. The Prescription Discount Card is operated by CVS Caremark. Discounts are only available at participating retail pharmacies. Savings may vary by drug. For any questions, please call the Customer Care phone number on your CVS Caremark ID card. By using this card, you agree to pay the entire prescription cost less any applicable discount. Savings may vary by drug and by pharmacy. Average savings of 55% for generics. Average savings of 24% for brands and blended savings of 40%. Savings are based on actual 2021 drug purchases for all drug discount care programs administered by CVS Caremark located in Woonsocket, RI. The program administrator may obtain fees or rebates from manufacturers and/or pharmacies based on your prescription drug purchases. These fees or rebates may be retained by the program administrator or shared with you and/or your pharmacy. Prescription claims through this program will not be eligible for reimbursement through Medicaid, Medicare or any other government program. We do not see your personal information. Call the Customer Care number on your ID card to file a complaint related to this program. Note to Texas Consumers: You may contact the Texas Department of Insurance if you remain dissatisfied after completing this program’s complaint process. Your privacy is important to us. Our employees are trained regarding the appropriate way to handle your private health information.